Top Free Credit Cards in India: Get Access to Funds Affordably

0
26
Top Free Credit Cards in India: Get Access to Funds Affordabl
Top Free Credit Cards in India: Get Access to Funds Affordabl

Hidden fees and charges associated with credit cards can drain your finances. A free credit card can be a welcome solution, helping you save money while enjoying all the benefits of a card. 

Whether you are looking for an affordable way to get credit or build a credit history, these credit cards offer an excellent option. These cards come with no annual or joining fees – just straightforward benefits.

Some Of The Best Rewards Credit Cards In India That Are Lifetime-Free

Credit Card Name  Features
One Credit Card
  • Earn 5X reward points for the top two spending categories
  • Enjoy flat discounts in the health and wellness category from Plum Goodness, Apollo 24/7, etc.
  • Get discounts and offers on shopping from brands like Snitch, Max Fashion, AJIO, etc.
Amazon Pay ICICI Credit Card
  • Earn 5% cashback on Amazon India purchases as an Amazon Prime member
  • Receive 3% cashback on Amazon India purchases if you’re not a Prime member
  • Get 2% cashback on Amazon Pay payments to 100+ partner merchants
  • Enjoy 1% cashback on other expenses like dining, travel, shopping, dining, etc.
AU Bank LIT Credit Card
  • Enjoy a 1% fuel surcharge waiver on spending between ₹400 and ₹5,000
  • Earn up to 10X rewards on both online and offline purchases
  • Get extra 5% cashback for grocery and clothing expenses in addition to 1 Reward Point for every ₹100 spent
Kotak League Platinum Credit Card
  • Earn 8 reward points for every ₹150 spent
  • Get a fuel surcharge waiver of up to ₹3,500 annually
  • Earn 5,000 reward points on joining valued at ₹500
IndusInd Bank Platinum Visa Credit Card 
  • Earn 1.5 reward points on every transaction of ₹150
  • Redeem points at Flipkart, Amazon, Uber, Apollo Pharmacy, and many more
  • Enjoy fuel surcharge waiver of 1% at any petrol pump in India
  • Get complimentary insurance cover of up to ₹25 lakhs for personal air accident

How to Choose the Perfect Card For You

When selecting a free credit card, consider the following factors:

  • Analyse your spending habits before making any decisions and choose a card that matches your needs
  • Check whether the credit limit associated with the card suits your spending requirements
  • Look for cards that offer lucrative rewards and benefits that match your lifestyle
  • Review the interest rates, cash advance fees and other charges to check if they’re suitable as per your affordability
  • Choose a card that provides excellent customer service and support

Unlike many credit cards with hidden fees, the One Credit Card stands out as a free option, offering 5X benefits on the top two spending categories.

Whether you’re fuelling up your vehicle or dining out with friends, this card offers fantastic discounts that can save you money on everyday expenses. Plus, when it comes to medical needs, you’ll find valuable benefits that make managing healthcare costs easier.

With approval taking just minutes, it’s truly hassle-free! The One Credit Card app also helps you discover exclusive offers nearby. So why wait? Apply now and start enjoying the benefits.

Read Also: Why Getting a Trusted Credit Card is Important

LEAVE A REPLY

Please enter your comment!
Please enter your name here